Most people think of home safes as secure facilities in which they can store and protect valuable items. However, keeping cash, gold, jewellery, important documents, or any other valuable items in a home safe is quite frankly not a secure choice.
Over the years there has been a dramatic improvement in the quality and fashion of home safes, yet it is important to understand that even the most cleverly designed safes are simply just decoys. They are there to give you peace of mind rather than extensive protection. When you store valuable items within your home you are putting them at risk because a home is not a secure environment. Home safes do not provide optimum safety for your valuables:
- Not fireproof
Most home safes claim to be resistant to fire however they cannot actually withstand intense heat for an extended period of time. In the unfortunate event of a house fire, all valuables within the home would be at risk: no matter their location. House fires can reach incredible temperatures that can not only can destroy standard home safes but can actually destroy their contents without breaching the safe.
- Invitation to thieves
Home safes are very easily to gain access to, due to a lack of extensive security within a home. Most home safes are small enough to actually be stolen themselves. Burglars will remove safes from their home, to later crack open elsewhere. It doesn’t matter if they don’t have the combination or the key, it is still manageable to enter a home safe. With over 4.8 million videos on YouTube showing how to open a safe without the keys, or with a quick smash of a hammer, thieves can easily override the locking mechanism: making home safes completely ineffective.
- Increased insurance rates
When you keep valuable items at home, it increases your home insurance rate; independent of whether or not you keep them in a safe. Having a home safe may lower the insurance premium but it will not erase it. Home insurers also have the power to raise your premium if an incident ever occurs, so if a burglary did occur and you submitted a theft claim they may raise your premium upon renewal.
- Insurance claims
Not only will insurance claims result in increased premium, but it also can be extremely difficult to receive the pay-out that you deserve. Insurers will require proof such as receipts, invoices, pictures etc. It is also unlikely that you would be able to be claim back any cash because you cannot prove that you didn’t spend it.
Due to higher risk of damage, theft, increased costs and lack of fair compensation, it is no wonder that we call home safes unsafe. In order to receive full protection for your valuables it is much better to store them within a secure location away from your home; such as a safe deposit box facility.
At Cardiff Safe Deposit, we offer safe deposit boxes that are fireproof, anti-ballistic, and only accessible by you; facilities that have seismic sensors, grade 4 alarm systems, 24 hour in-house remote monitored CCTV, and multiple levels of security with affordable prices and insurance plans!
For more information visit www.cardiffsafedeposit.co.uk
